Annie was just 18 when Jace first encountered her in Pickin' Pete's Bar and Grill. Using a false id and feeling the effects of tequila, she was attracting the wrong kind of attention when Jace offered to help sober her up and drive her home. Annie refused to listen and Jace made good his threat to take her over his knee for a spanking in full view of the bar. Little did she know at the time, just how much Jace would feature in her life.

But as time passes, Annie meets local ranch hand, Gabe Dixon, a modern man with old-fashioned values. The two fall in love, marry, and set up home at the Broken Wheel Ranch in Tulsa which Gabe has recently acquired. Things go well for the couple but when Annie's feisty attitude and stubborn temperament get out of hand, Gabe doesn't hesitate to give her a well-deserved spanking.

Some four years later and after enduring personal tragedy through the loss of her husband, Annie and Jace meet again quite by chance, and waste no time in getting reacquainted, their mutual attraction quickly sparking romance. Jace still takes the same approach to keeping Annie in line, and she frequently finds herself going over his knee for both disciplinary and erotic spankings. One day while Jace is away doing business in Palm Springs, he hears that a tornado has hit the area where Annie lives, causing widespread devastation and destruction. Jace hurries back, concerned for the well-being of the woman he loves, but what will he find on his return to Tulsa...?