Mary and David are best friends with Bob and his wife Jane. When it is discovered that Mary has been very irresponsible with money, there is cause for concern as rising credit card debt is putting a real strain on their marriage. Mary asks David to spank her, thinking it might help to control her behaviour - but when David feels he is unable to do so, the task falls to Bob.

Jane and Bob discuss Mary's imminent spanking, agreeing it should be as embarrassing as possible, starting with a hand spanking and progressing to a wooden paddle followed by a strap. When Mary arrives, she is asked to explain to Bob why she deserves a spanking. Once the spanking starts, she makes a lot of noise and wriggles so much that Jane has to hold her legs to help keep her in position. Will the indignity and pain of a fierce paddling help Mary mend her ways? She is warned that any future transgressions will be dealt with by further spankings. And that proves to be the case...

This volume also includes the following short stories: Sandra's Two Spankings; Ruth at Hilltop Estate; and Lyla Gets her Wish.